Burlington, IL 60109

That's the average rate borrowers locked on October 22, 2026, from Optimal Blue's index of actual rate locks. On the median-priced home here, $448,000 with 10% down, it comes to $2,751 a month in principal and interest.

The typical home here costs $339 a month more than it did a year ago.

A year ago the median list price was about $439,000 and the 30-year rate was 6.17%: $2,412 a month with 10% down. Now it's $448,000 at 7.25%: $2,751.

Put the other way, last year's $2,412 a month buys about a $393,000 home at the latest rate.

Only 1 home was for sale in 60109 in September, too few for steady figures, so these are for Kane County, IL.

On a typical day in September, 747 homes were for sale: 5.2% more than in August and about the same as a year ago. During the month 504 new listings came on, and on a typical day 720 homes were under contract.

Homes spent a median of 32 days on the market, 2 days shorter than a year ago. Sellers cut the price on 16% of listings, up 2 points from a year ago. The median list price was $448,000, or $217 a square foot: up 1.9% from August and up 2.1% from a year ago.

Seller's market. Judged on 96 homes under contract for every 100 for sale, 32 days on the market and price cuts on 16% of listings.

• Hampshire, IL 6014064 for sale, median $430,000
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