Kadoka, SD 57543

That's the average rate borrowers locked on October 22, 2026, from Optimal Blue's index of actual rate locks. On the median-priced home here, $139,000 with 10% down, it comes to $853 a month in principal and interest.

The typical home here costs $273 a month less than it did a year ago.

A year ago the median list price was about $205,000 and the 30-year rate was 6.17%: $1,126 a month with 10% down. Now it's $139,000 at 7.25%: $853.

Put the other way, last year's $1,126 a month buys about a $183,000 home at the latest rate.

Only 1 home was for sale in 57543 in September, too few for steady figures, so these are for Jackson County, SD.

On a typical day in September, 1 home was for sale: about the same as in August and 75% fewer than a year ago. During the month 0 new listings came on, and on a typical day 1 home was under contract.

Sellers cut the price on 0% of listings, as a year ago. The median list price was $139,000, or $87 a square foot: unchanged from August and down 32% from a year ago.

Seller's market. Judged on 100 homes under contract for every 100 for sale and price cuts on 0% of listings.

• Allen, SD 577141 for sale, median $150,000
• Martin, SD 575514 for sale, median $175,000
• Murdo, SD 575592 for sale, median $160,000
• Wall, SD 577902 for sale, median $270,000