Oak Park, MN 56357

That's the average rate borrowers locked on October 22, 2026, from Optimal Blue's index of actual rate locks. On the median-priced home here, $336,000 with 10% down, it comes to $2,063 a month in principal and interest.

The typical home here costs $134 a month more than it did a year ago.

A year ago the median list price was about $351,000 and the 30-year rate was 6.17%: $1,929 a month with 10% down. Now it's $336,000 at 7.25%: $2,063.

Put the other way, last year's $1,929 a month buys about a $314,000 home at the latest rate.

Only 2 homes were for sale in 56357 in September, too few for steady figures, so these are for Benton County, MN.

On a typical day in September, 125 homes were for sale: 8.3% more than in August and 75% more than a year ago. During the month 40 new listings came on, and on a typical day 36 homes were under contract.

Homes spent a median of 49 days on the market, 7 days shorter than a year ago. Sellers cut the price on 26% of listings, up 6 points from a year ago. The median list price was $336,000, or $173 a square foot: down 1.1% from August and down 4.3% from a year ago.

Balanced market. Judged on 29 homes under contract for every 100 for sale, 49 days on the market and price cuts on 26% of listings.

• Foreston, MN 563303 for sale, median $339,000
• Foley, MN 5632910 for sale, median $330,000
• Pease, MN 563632 for sale, median $350,000
• Milaca, MN 5635323 for sale, median $390,000