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Sam Rivera

Realtor, Harbor & Main Realty

September 2026 market report

Olean, MO 65064

Miller County, MO had 153 homes for sale on a typical day in September, 20% more than a year ago, at a median list price of $325,000.

Latest rate

7.25%30-year fixed on October 22, down 0.05 from the day before and down 0.04 from a week earlier

That's the average rate borrowers locked on October 22, 2026, from Optimal Blue's index of actual rate locks. On the median-priced home here, $325,000 with 10% down, it comes to $1,995 a month in principal and interest.

Try your own numbers

$1,995 a month on a 30-year fixed loan at 7.25%: principal and interest. Taxes, insurance and any HOA dues come on top. An estimate, not a loan offer.

What a budget buys now

The typical home here costs $132 a month more than it did a year ago.

A year ago the median list price was about $339,000 and the 30-year rate was 6.17%: $1,863 a month with 10% down. Now it's $325,000 at 7.25%: $1,995.

Put the other way, last year's $1,863 a month buys about a $303,000 home at the latest rate.

What's for sale

Only 2 homes were for sale in 65064 in September, too few for steady figures, so these are for Miller County, MO.

On a typical day in September, 153 homes were for sale: 1.7% more than in August and 20% more than a year ago. During the month 46 new listings came on, and on a typical day 45 homes were under contract.

Homes spent a median of 73 days on the market, 6 days shorter than a year ago. Sellers cut the price on 19% of listings, down 2 points from a year ago. The median list price was $325,000, or $212 a square foot: up 3.2% from August and down 4% from a year ago.

Balanced market. Judged on 29 homes under contract for every 100 for sale, 73 days on the market and price cuts on 19% of listings.

Nearby

From Sam

Buying

Tell me what you're looking for and I'll send you homes in Olean as they come on the market.

Selling

I'll tell you what your home could list for in this market, and how buyers are responding to homes like it.

Sam Rivera

Realtor, Harbor & Main Realty

(763) 555-0148

sam@example.com

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