Upsala, MN 56384

That's the average rate borrowers locked on October 22, 2026, from Optimal Blue's index of actual rate locks. On the median-priced home here, $346,000 with 10% down, it comes to $2,124 a month in principal and interest.

The typical home here costs $311 a month more than it did a year ago.

A year ago the median list price was about $330,000 and the 30-year rate was 6.17%: $1,813 a month with 10% down. Now it's $346,000 at 7.25%: $2,124.

Put the other way, last year's $1,813 a month buys about a $295,000 home at the latest rate.

Only 1 home was for sale in 56384 in September, too few for steady figures, so these are for Morrison County, MN.

On a typical day in September, 117 homes were for sale: 1.3% fewer than in August and 82% more than a year ago. During the month 36 new listings came on, and on a typical day 41 homes were under contract.

Homes spent a median of 52 days on the market, 4 days longer than a year ago. Sellers cut the price on 21% of listings, down 1 point from a year ago. The median list price was $346,000, or $172 a square foot: up 0.8% from August and up 5% from a year ago.

Balanced market. Judged on 35 homes under contract for every 100 for sale, 52 days on the market and price cuts on 21% of listings.

• Burtrum, MN 563184 for sale, median $700,000
• Swanville, MN 563825 for sale, median $469,000
• Holdingford, MN 563402 for sale, median $475,000
• Grey Eagle, MN 563367 for sale, median $480,000